For many people, one of the hardest part when it comes to saving money is just getting started. Technically, it is practically difficult to figure out easy strategies and ways you can use to save money especially when everything seems to be so good. For starters, the following are 10 ways to save money in 2015.
1. Make a list before you go out shopping
Whether you are going into a grocery store or a supermarket, it would make a lot of sense if you have an idea of what you are going to buy while you are in. Take your time to you come up with a list and you strictly buy what is in the list. No matter how tempting it is, do not put anything into the cart if it is not on the list.
2. Know the exact prices of common goods
Knowing what the average prices for common good are in the market is very important. Not only will you have a rough idea of what to expect, but you will be in a position to also compare what different retailers are offering and you possibly go for a shop or store that charges the lowest.
3. Go for items that comes with discounts
Be on the look out for those things that are being offered with discounts. Interestingly, there are great sites that can send you alerts when the items you tag your name on go on sale.
4. Instead of throwing away your torn clothes, repair them
Do not toss a pair of trouser just because of a broken button. The same goes to that shirt with a hole. These minor issues can be sorted out within minutes. Besides, this will save you from buying new clothes when you do not actually need them.
5. Sign up for many reward programs
With the way things currently stand, even if you do not shop in that supermarket or store more often, signing up for some kind of reward cards will in a way come with benefits in the long run. There are several stores that give out point on every purchase you make. When you have accumulated enough points you can redeem them either for items or money. It cannot get better that than.
6. Take public transport
If you have a car, clearly, you do not need to be told how expensive it can be to maintain and fuel. As a way of cutting down on your expenses, take public transport as much as you can. You will be surprised with the amount of money you would be able to save in a month.
7. Stay away from expensive gifts
The market is packed with plenty of inexpensive gifts; the best part they are as good as their expensive counterparts. So instead of going for those expensive gifts go for the cheap ones and your save some few cents.
8. Come up with a saving jar
Yes, this might sound so insignificant, but the amounts of benefits you can net are way too many. Whenever you have extra coins left after your shopping, drop it in the jar.
9. Try your hand of generic items
If there are a number of items you buy regularly, instead of buying their original versions, you might want to go for their generics. Not only are they cheaper, you will also find out they are as good as the originals.
10. Prepare some meals at home
Other than the good money you can save, did you also know cooking at home is much easier that you think? So before you head to work, cook something at home and pack it for lunch.